Managing money

Useful tools and calculators to help you plan and budget

money advice service
The Money Advice Service is a free and impartial service, set up by the government to help people make the most of their money.

Whether you want to build your savings or repay debt, getting a picture of where your finances are – and where they could be – can help give you a focused plan to make your financial objectives come to fruition sooner.

We’ve teamed up with The Money Advice Service to bring you some of their most useful tools and calculators with the aim of helping you make the most of your money.

Helping you manage your money

  • Money health check
    Get a picture of your finances and a tailor-made advice plan with simple, practical tasks you can start now, from building your savings to repaying debt.
  • Budget planner
    Work out how much money you have coming in and what you’re spending it on, in order to identify any areas of non-essential spending.
  • Money stretcher calculator
    Work out how long your money could last over a particular period.
  • Cut-back calculator
    Work out where you can make savings on things that you buy regularly.

Helping you make more of your products

When it comes to specific financial products, whether you’re a saver, investor or borrower, if you want to know how a particular product could work best for you simply select a calculator and enter the relevant information to find out.




  • Savings calculator: find out how your savings might grow in the future, or work out how you can meet your savings goal.


  • Loans calculator: find out how much your monthly loan repayment could be, or how quickly you can pay off your existing loans.
Visit the Money Advice Service’s calculator page for more calculators on topics from having a baby to running a car.