Tag Archives: mortgage

Whether you’re taking your first step on the property ladder, growing your property portfolio, looking to move or improve, our ‘Meet the Experts’ events on 14 September will be packed with tips and tricks to help make owning property a doddle. Our ‘Meet the Experts’ events will be held in the unique setting of our Virgin Money Lounges. Following on …

Independent expert Ed Bowsher looks at how it could benefit you If you want to buy a home and you only have a small deposit – say 5% of the property’s value – things have been pretty tough since the financial crisis a few years ago. You’ve either had to pay a much higher interest rate than the market average, …

What to consider when climbing the property ladder 1. Set a realistic budget The first step is to understand how much money you have available with which to buy a property. Typically, you will need at least 10 per cent of the cost saved up to use as a deposit. Depending on your personal circumstances including your credit history, the type …